American National is rated A by A.M. Best for financial strength — the measure of a carrier's ability to pay claims decades from now. That matters for Clearwater families locking in multi-decade term or permanent policies. Below: what American National does well, where they fit in the market, and how to get a quote from a licensed Florida broker who can price them against the other 21 A-rated carriers we work with.
About American National
American National Insurance Company (ANICO) has served policyholders from its Galveston, Texas headquarters since 1905. In 2022 it became a subsidiary of Brookfield Reinsurance. The company offers a broad range of life and annuity products through independent agents and career representatives.
What American National is best known for
- Term Life
- Whole Life
- Annuities
Is American National right for Clearwater families?
Our licensed Florida brokers compare American National alongside all 22+ A-rated carriers we work with. Whether American National prices lowest for your specific situation depends on your age, health profile, tobacco status, and the product type you're after. For context, Clearwater's average monthly premium is about $29.4/mo — a useful benchmark to compare any carrier quote against.
Before committing to any carrier, it's worth understanding how American National quotes stack up against the rest of the market. Use our comparison tool for product-level side-by-sides, or request a free quote below to see real American National rates for your specific profile.